If you don't qualify for help to pay for your care services, or you'd prefer to arrange and pay for your own services, we can give you information about the services you need. We'll also tell you how to get back in touch with us if your circumstances change.
You may want to arrange and pay for your own social care services because:
- you don't want to ask us for help
- you don't qualify for help from us and will arrange services and support yourself
- you've had a social care assessment but you don't want to tell us about your finances. If so, we'll assume that you're paying for the care services that you need yourself
- you have income or savings above the maximum figure allowed
This quick online guide to home care tells you what to expect if you're arranging your own services.
Getting independent financial advice
Your health needs might change as you get older. It's important that you plan for these changes, especially those involving your care and support needs.
Independent financial advisers can give you advice on how to make your money work best for you.
Getting advice from them will help you make the right decisions about meeting your care and support costs. They have the specialist knowledge to assess your needs and make sure you’re claiming the benefits and allowances you’re entitled to.
Paying for financial advice
Many independent financial advisers charge either a fee or commission. Make sure you ask them when you first speak to them.
Some offer an initial free consultation. Ask if this is the case, so you're clear from the start about their fees and charges.
Find a financial adviser
You can find an independent financial adviser on the following websites: