Arranging and paying for your own support

You may not qualify for help to pay for your care services. You may prefer to arrange and pay for your services yourself.  Whatever your circumstances, we can give you information about the services you need.  We'll also tell you how to get back in touch with us if your circumstances change.

Check our online adult health and care directory for services and support you can buy or arrange yourself. You can also read our older people's guide.

You may want to arrange and pay for your own social care services because:

  • you don't want to ask us for help
  • you don't qualify for help from us and will arrange services and support yourself
  • you've had a social care assessment but you don't want to tell us about your finances. If so, we'll assume that you're paying for the care services that you need yourself
  • you have income or savings above the maximum figure allowed

This quick online guide to home care tells you what to expect if you're arranging your own services. 

Getting independent financial advice

Your health needs might change as you get older. It's important that you plan for these changes, especially those involving your care and support needs.

Independent financial advisers can give you advice on how to make your money work best for you.

Getting advice from them will help you make the right decisions about meeting your care and support costs. They have specialist knowledge, so they can make sure you’re claiming what you’re entitled to.

Paying for financial advice

Many independent financial advisers charge either a fee or commission. Make sure you ask them when you first speak to them.

Some offer an initial free consultation. Ask if this is the case, so you're clear from the start about their fees and charges.

Find a financial adviser

You can find an independent financial adviser on the following websites: